Protect Your Business.
Empower Your Drivers.
Drive Your Success.
Riskflow Motor Fleet Solutions specialises in fleet insurance and risk management for South African fleet businesses — with 24/7 roadside assist included.
Riskflow Motor Fleet Solutions Delivers Specialised Fleet Insurance and Risk Management Solutions Designed For South African Businesses
Operating commercial vehicles, passenger fleets, transport fleets, and goods in transit operations.
Our products are designed to make sense, not confuse. Real cover, real support, and real peace of mind.
A Smarter Approach to Risk
Backed by strong underwriting partnerships and enhanced by advanced telematics, driver support and environmental protection solutions, Riskflow provides far more than insurance; we provide operational confidence, fleet intelligence, and measurable risk reduction.
All Fleets. Fully Covered
Whether you manage a fleet of light-duty vehicles (LDVs), heavy commercial vehicles, buses, agricultural equipment or specialist plant vehicles, Riskflow ensures your fleet is protected, monitored and optimised.
Our Value Proposition
We believe fleet insurance should do more than simply pay claims. It should reduce risk, improve safety, enhance operational control and ultimately protect your bottom line.
Comprehensive Fleet Protection
We provide cover for loss or damage arising from accident, fire, hail, theft or hijack across multiple vehicle categories including:
Multiple vehicles are insured under a single policy, offering centralised administration, cost efficiencies and consistent cover.
Built-In Policy Benefits
Riskflow policies include extensive automatic benefits such as:
This ensures businesses have meaningful protection beyond standard motor cover.
Tech Protection
Risk Mitigation Through Technology
Insurance is only part of the solution. Riskflow integrates telematics, vehicle tracking, video systems and driver fatigue monitoring to actively reduce fleet risk.
Through our partnership with iCAM Video Telematics Solutions, we provide:
- Multi-camera vehicle video systems (up to 16 channels)
- GPS, 4G, WiFi and accelerometer-enabled tracking
- Driver ID, RFID and two-way communication
- CANBUS integration and fuel monitoring
- Real-time alerts and historical footage access
- Driver fatigue and ADAS systems with facial recognition
Our systems feed into a 24/7 Bureau and monitoring platform to support recovery, reporting and business intelligence.
24/7 Assistance
24/7 Emergency Support and Accident Management
Riskflow 24/7 Assist provides:
- Mechanical breakdown towing
- Tyre replacement assistance
- Lockout/key assistance
- Battery assistance
- Winching and extraction
- Vehicle protection services
- Accident management and tow coordination
This ensures drivers are never stranded and fleets are supported nationally.
Risk Support
Dedicated Risk and Bureau Services
“When they’re driving – we’re monitoring.”
Our risk and bureau services provide:
- 24/7 fleet monitoring
- Real-time route oversight
- Driver behaviour monitoring (speed, harsh braking, vehicle abuse)
- Panic and tamper alarms
- Stolen vehicle recovery support
- Immobilisation services
- Advanced data analytics and driver scorecards
- Weekly and monthly operational reporting
- On-site consultancy services
The result? Improved safety, reduced losses and measurable financial savings.
Driver Safety
Driver Protection and Training
We don’t just insure vehicles; we protect the people behind the wheel.
Riskflow Driver Accident Cover provides:
- 24-hour cover for employed drivers
- Accidental death and permanent disability benefits
- Medical expense cover
- Emergency evacuation
- Affordable monthly premium per vehicle
Through our partnership with MasterDrive, we also offer industry-accredited driver training, including:
- Defensive driving
- Roll-over prevention
- Medium commercial driver training
- Driver assessments
- Heavy-duty rollover simulation training
Safer drivers mean fewer claims and lower long-term costs.
Environmental Risk
Environmental & Pollution Protection
In partnership with Envirosure and Spill Tech, Riskflow offers specialised pollution and spillage cover for hazardous goods and potential pollutants.
The Spill Protect Plan™ provides:
- 24-hour incident response
- Immediate environmental cleanup
- National ISO-certified responders
- Compliance reporting support
- Risk management training
- Insurance and claims management integration
- Weekly and monthly operational reporting
- On-site consultancy services
For transporters of dangerous goods, this cover protects against catastrophic environmental liabilities.
Solutions for You
Our Products
Riskflow offers a comprehensive suite of fleet and transport-related solutions.
Our Partners
Riskflow collaborates with leading industry specialists to deliver an integrated fleet solution
Together, these partnerships allow Riskflow to provide a complete ecosystem of insurance, monitoring, training, environmental protection and risk analytics, all under one coordinated solution.
Protect Your Fleet.
Let’s talk about the cover that fits your business.
Contact Riskflow Motor Fleet Solutions today to discuss a customised solution tailored to your operation.