Our Products
Our range of products is designed to protect your operations from the unexpected, keeping your business moving forward with confidence.
Motor Fleet Insurance
Comprehensive Fleet Cover Built for Commercial Operations
Riskflow Motor Fleet Insurance is designed for businesses operating vehicles for day-to-day commercial use across South Africa
Whether you manage a fleet of LDVs, passenger vehicles, heavy trucks, buses, agricultural equipment, or specialist vehicles, Riskflow offers centralised fleet cover under a single policy.
What Is Covered?
Vehicle categories include
Cover Options
Comprehensive
cover
Third party, fire,
and theft
Third party
only
Automatic Policy Benefits
Optional Extensions
24/7 Assist
Personal accident cover for drivers
Extended
third-party liability (up to R7.5 million)
Excess
reducers
Loss of use
cover
Why it matters
Fleet insurance should work as hard as your vehicles do. Riskflow ensures it does..
Goods in Transit (GIT) Insurance
Protecting What Your Vehicles Carry
Riskflow’s Goods in Transit (GIT) cover protects goods against loss or damage while being transported.
Suitable for:
Professional
transporters
Part-time
contractors
Businesses transporting
their own goods
Cover Options (Up to R1,000,000 per load)
All risks
Fire and collision
Fire, collision, theft, and hijack
Transport risk doesn’t end at the warehouse — Riskflow ensures it’s protected on the road.
Riskflow 24/7 Assist
Immediate Support When It Matters Most
Riskflow 24/7 Assist provides nationwide roadside assistance and accident management for commercial vehicles.
Services include:
Why it matters
With a dedicated call centre and national network of accredited providers, your drivers are never alone on the road.
Telematics & Fleet Safety Solutions
Smart Technology for Smarter Fleet Management
Through our telematics partnerships, Riskflow delivers advanced fleet safety technology that reduces risk and enhances accountability.
Video Systems
Tracking and Telematics
Driver Fatigue and ADAS
Fatigue detection
Distraction alerts
Mobile phone detection
Collision and pedestrian warnings
Facial recognition
Risk and Bureau Services
When They’re Driving — We’re Monitoring
Riskflow risk and bureau services act as an extension of your fleet control room.
Driver Monitoring
Speed
Harsh Braking
Acceleration
Unscheduled stops
Vehicle abuse
Real-Time Route Monitoring
Geozone adherence
Fuel consumption
tracking
Daily vehicle
health checks
Dedicated fleet
controllers
24/7 Emergency Response
Data Analytics and Reporting
Driver Assist & Training
Protecting the People Behind the Wheel
Driver Accident Cover
Driver Training (MasterDrive Partnership)
Pollution and Spillage Cover
Environmental Protection for Transport Operators
Transporting hazardous goods carries significant environmental and legal risk.
Through our environmental partners, Riskflow offers:
Benefits Include:
Environmental liability can be catastrophic. Riskflow ensures it’s controlled.
Ready to Find the Right Cover?
One Integrated Fleet Solution
Riskflow Motor Fleet Solutions delivers:
Insurance + monitoring + driver protection + environmental cover + data analytics
All working together to protect your fleet and strengthen your business.